Fraud Prevention Analyst

Imagine being part of a company where your growth is valued and your journey is supported.
Imagine yourself at Langley Federal Credit Union, where we're dedicated to shaping a meaningful path together.
You belong at Langley.
Langley Federal Credit Union is one of the 100 largest credit unions in the United States with over $5B in assets and over 351,000 members.
We are constantly growing and have recently expanded to neighboring states and other parts of Virginia.
Langley is committed to being the best place you will ever work, and it all begins with our comprehensive employee benefits package, which includes affordable medical, dental, and vision plans in addition to: Investing in You: Educational Assistance, encompassing books, lab fees, registration costs, and more.
Support for Student Loan Repayment.
Abundant Career Growth Opportunities.
Time Off That Matters: Generous Paid Vacation that starts accumulating from day one, progressively increasing with every five years of service, up to a maximum cap.
Celebrate 13 Paid Holidays, including your birthday and the day following Thanksgiving; enjoy Floating Holidays too! Paid Sick Time for all team members.
Financial Security: Highly competitive 401K plan featuring a 6% company match, with immediate vesting with a ROTH IRA option.
Company-covered short- and long-term disability insurance.
Complimentary Life Insurance and the choice of additional Voluntary Life Insurance.
Flexible Health Care and Dependent Care benefits.
Langley Federal Credit Union is currently hiring for a Full Time Fraud Prevention Analyst to work a hybrid schedule from our City Center Corporate office located in Newport News, VA Job Summary: Focuses on fraud prevention through data-driven analytics by leveraging their extensive fraud, payment, and risk knowledge.
Analyzes and identifies the potential of fraudulent activity through all attack vectors.
Familiarizes themselves with the flow of funds in a financial institution and works with all stakeholders to ensure proper preventive measures are in place and operating effectively.
Essential Functions, Duties, and Responsibilities: Interprets trend analytics based on a broad variety of data sources to assist in the development and execution of comprehensive fraud prevention processes and techniques to proactively detect and prevent fraudulent activities and reduce fraud exposure.
Collaborates with cross-functional teams, including legal, compliance, finance, digital banking, vendors, member experience and more to address fraud-related issues effectively.
Performs data-driven analysis to identify vulnerabilities and proactively determine potential issues or areas of improvement to support all aspects of fraud prevention and mitigation efforts.
Diagnoses issues, recognizes known and emerging fraud and abuse patterns, and develops compelling, data-driven recommendations.
Performs daily review of systems regarding consumer/commercial transaction activities and analyzes internet banking data for irregular patterns.
Analyzes fraudulent activity through person-to-person (P2P) payment applications, contact center, online banking, online account opening, ACH, wire, and loan fraud to enable the identification of configuration and/or process gaps.
Analyzes user behavior to identify fraudulent activity such as social engineering fraud, account takeover (ATO), and identity theft through stolen personally identifiable information (PII).
Understands the overall payments threat landscape, including fraud and money laundering typologies and methods employed by fraudsters.
Provides input and assists in the development and improvement of processes and procedures related to Fraud Prevention, and work with internal partners and external vendors to validate, tune, and improve fraud monitoring technologies.
Understands the internal and external systems and networks that interact with and/or drive authorization and fraud processes to ensure the impact of changes in any of these systems do not disrupt or harm fraud or authorization processes.
Qualifications: Bachelor’s Degree or equivalent combination of experience/education required.
Minimum five (5) years’ experience in financial services, cyber-crime, risk management, payments, fraud and/or intelligence required.
Minimum three (3) years’ experience in fraud prevention with digital banking or equivalent required.
Competencies: Service Champion – Adopts a service orientation, building trusting relationships and delivering value for associates, members, and communities.
Langley Ambassadors – Demonstrates a passion for Langley’s vision, encouraging diversity, equity, and inclusion while considering Langley’s values when making decisions and taking accountability for delivering results.
Agile in Action – Adapts to changes in the business, demonstrating innovation to improve Langley and advance the company into the future.
Team Driven – Collaborates across Langley, communicating transparently and prioritizing a team-based approach that delivers optimal outcomes for associates, members, and communities.
Continuous Learners – Maintains an understanding of Langley’s business and how value is delivered to members and actively pursues opportunities to grow oneself and strengthen the organization.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions, duties, and responsibilities of this position.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is frequently required to sit, use hands including fingers to operate standard office equipment such as a mouse and keyboard, as well as see, speak, and hear.
The employee is occasionally required to stand and walk.
We look forward to receiving your application and eagerly anticipate the opportunity to learn more about your qualifications and aspirations.
Your unique perspective and skills could be a valuable addition to our team.
We're excited to delve deeper into your background and potential fit with our company culture.
Thank you for considering joining us on this journey, and we can't wait to get to know you better! Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.
41 CFR 60-1.
35(c)